AI, ML & Data Solutions Built for the Future of Banking
You focus on serving customers. We provide AI solutions that strengthen risk management, improve compliance, forecast demand, and deliver smarter banking experiences.
Overview
Banking today is evolving faster than ever. You face new competition from digital-first players, rising fraud and financial crime, complex regulations, and customers who expect seamless, personalised service. Legacy systems alone can't keep up. Success requires smart, data-driven tools that build trust, efficiency, and growth
At GullyAI, we help retail, corporate, commercial, and digital banks use AI/ML and data to modernise operations. You manage customer relationships. We provide AI that reduces risk, automates compliance, predicts demand, and powers personalised services that keep customers loyal while improving profitability
Benefits of AI in Banking
Reduce Fraud & Financial Crime
Fraud is evolving rapidly. Our AI engines scan transactions in real time, detecting anomalies and patterns to block fraud before losses occur
Enhance Risk Management
Advanced AI models evaluate credit, market, and operational risks, giving you foresight to make safer lending and portfolio management decisions
Ensure Compliance
Automated AML/KYC checks and regulatory reporting reduce manual workload, speed onboarding, and keep you aligned with global banking regulations
Boost Customer Experience
AI personalises financial products, journeys, and support channels, helping you deliver seamless, engaging experiences that build customer loyalty
Increase Efficiency & Profitability
Predictive analytics and automation cut costs, improve decision-making, and optimise banking services to deliver stronger margins and growth
Use Case: Retail Banking
Credit Scoring & Underwriting
AI evaluates credit history and alternative data to deliver fast, accurate lending decisions, expanding inclusion and reducing risk
Fraud Detection
Transaction monitoring systems powered by AI detect anomalies instantly, preventing account fraud, card abuse, and unauthorised transfers
Customer Personalisation
AI analyses customer behavior to personalise financial offers, cross-sell products, and deliver services that increase satisfaction
Chatbots & Virtual Assistants
AI-driven assistants handle loan queries, account services, and FAQs 24/7, improving convenience while reducing support overhead
Transaction Analytics
Behavioral models analyse transactions for unusual activity, helping banks mitigate risks and support customers in smarter money management
Use Case: Corporate & Commercial Banking
Risk Modeling
Predictive models evaluate credit and counterparty risks, giving corporate relationship managers deeper insights for safer lending
Cash Flow Forecasting
AI predicts client liquidity positions with accuracy, allowing banks to advise businesses and manage corporate risk proactively
Loan Portfolio Analytics
Real-time monitoring of loan books identifies early warning signs of delinquency, enabling timely intervention to reduce losses
Corporate Client Segmentation
AI segments businesses by value, risk, and behavior, enabling targeted product offerings and better allocation of relationship resources
Compliance Automation
AI automates corporate transaction monitoring and documentation checks, improving efficiency and reducing compliance burdens
Use Case: Digital & Neo Banking
Customer Onboarding Automation
AI automates ID verification with biometrics and OCR, cutting onboarding times from days to minutes while reducing fraud risk
Personalised Digital Journeys
AI customises digital banking apps with personalised insights, nudges, and offers, creating engaging journeys that retain customers
Voice & Conversational Banking
AI chatbots and voice assistants deliver banking support across channels, making services faster, accessible, and human-like
Real-Time Risk Scoring
AI assesses transactions as they happen, flagging suspicious activity and protecting customers from emerging cybercrime threats
Smart Savings & Investments
AI-powered nudges encourage savings habits and provide robo-advisory investment strategies that increase wallet share
Use Case: Treasury, Capital Markets & Trade Finance
Algorithmic Trading Support
AI analyses signals from markets and news to provide traders with predictive insights that reduce risks and increase returns
Liquidity Risk Analytics
Stress modeling tools predict liquidity gaps under different scenarios, helping treasuries meet capital and regulatory requirements
Trade Finance Automation
AI automates invoice processing, compliance checks, and fraud detection, reducing delays and costs in global trade finance
Market Sentiment Analysis
NLP engines analyse financial news and investor chatter to identify risks and opportunities earlier than traditional research
Collateral & Exposure Management
AI continuously monitors counterparty exposures and collateral positions, improving safety and capital efficiency
Use Case: Risk, Compliance & Governance
AML Transaction Monitoring
AI monitors millions of transactions, detecting laundering risks more effectively and reducing false positives in alerts
KYC Automation
Intelligent document and biometric verification streamline customer onboarding while maintaining strict compliance with regulations
Regulatory Reporting AI
Automated AI-driven reporting improves accuracy, ensures timeliness, and reduces the manual burden of compliance teams
Model Risk Management
AI tracks model performance over time, flagging drifts or weaknesses to ensure models stay accurate and regulator-approved
Stress Testing
AI simulations run multiple economic scenarios, helping banks prepare for downturns, protect capital, and stay resilient during crises
Use Case: Customer Service & Engagement
AI-Powered Contact Centers
AI copilots guide agents with live suggestions, cutting resolution times while delivering consistent, accurate responses
Voice Biometrics
AI recognises customers by voice, providing secure authentication that reduces friction and increases trust in digital and phone banking
Customer Journey Analytics
AI maps journeys across digital and branch channels, revealing friction points and improving conversion and retention
Sentiment Analysis for Feedback
NLP analyses feedback, complaints, and reviews, giving you insights to act quickly and improve services continuously
Cross-Selling Optimisation
Predictive AI identifies the right financial products for each customer, increasing revenue and deepening relationships
Use Case: Forecasting & Revenue Analytics
Sales Forecasting for Banking Products
AI predicts demand for retail loans, deposits, cards, and investments, enabling proactive planning and better growth strategies
Deposit & Liquidity Forecasting
AI forecasts deposit inflows and withdrawals, helping banks maintain liquidity buffers while improving treasury planning accuracy
Loan Demand Forecasting
Predictive tools analyse customer demand for personal, SME, and corporate loans, helping optimise capital allocation and reduce risks
Revenue & Profitability Forecasting
AI models forecast fee income, interest margins, and cross-sell revenues, enabling better financial planning and pricing
Collections & Recovery Forecasting
AI predicts repayment probabilities and default risks, allowing banks to act early and improve recovery efficiency
Branch & ATM Performance Forecasting
AI forecasts footfall, transactions, and service demand, enabling banks to optimise staffing and channel expansion
Why Choose GullyAI
Comprehensive Banking Coverage
We deliver AI solutions for every banking segment: retail, corporate, risk, compliance, treasury, forecasting, and digital banking
Scalable from SME to Enterprise
Whether you're a regional bank or a global institution, our solutions scale to your customer base, data volume, and growth
Domain Expertise
Our blend of banking knowledge and AI expertise ensures that solutions meet regulatory demands and deliver real business outcomes
End-to-End Execution
From AI strategy to deployment and optimisation, we handle every step with accountability, ensuring projects deliver measurable ROI
Future-Ready Tech
Secure, compliant, and cloud-native AI platforms designed to evolve with regulatory changes, customer expectations, and market shifts
Frequently Asked Questions
Your AI-Powered Banking Transformation Starts Now.
You focus on customers and compliance. We provide AI that powers safer transactions, smarter forecasting, and profitable growth.
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